Every calculator and checker

Each one shows its workings, its assumptions and where every figure came from.

• How much cash do I need before I move to Ireland?What you need up front — deposit, first month, setup costs — plus a float to reach your first payday.
• Can I apply to become Irish yet?Counts the residence that counts towards naturalisation and tells you the date you can apply from.
• Do I earn enough to bring my family to Ireland?Applies the published non-EEA family reunification income thresholds to your own figures, and tells you how far off you are.
• What does it actually cost to live here?Average rent for the county you pick, plus what a household of your size spends on everything else, from the CSO.
• What does that salary actually pay me?Income tax, USC and PRSI on an Irish salary, from the year’s published rates, ending with what lands in your account each month.
• How much is emergency tax taking, and how much comes back?What the emergency basis takes, what a settled payslip would take, and how much of the difference comes back once the job is registered.
• Is Revenue holding money that belongs to me?Two of the commonest unclaimed reliefs — rent and health expenses — across the four years you can still claim, with the year that expires this December named.
• Does this job offer meet the permit thresholds?The published salary thresholds for each permit type, set against the offer on the table, with the factors that decide the rest named.
• Is €65k liveable in Dublin?Take-home pay after PAYE, USC and PRSI, set against what a month costs in the county you would live in, ending with what is left.
• What can I actually borrow, and buy?Three different numbers, which most sites collapse into one: the Central Bank ceiling, what a lender would actually approve after stress-testing you, and what you would be comfortable paying.
• What will buying cost me on top of the price?Stamp duty at the banded rates, plus the fees you have been quoted, ending with the cash you need on the day.
• How much Help to Buy would I actually get?Three caps apply at once and the smallest wins — usually the tax you have actually paid, not the €30,000 everyone plans around.
• What would the repayments be, and what does the term cost?The monthly repayment on a rate you have been quoted, and the total interest the term adds — which is the number that decides whether a longer term is worth it.
• What would the First Home Scheme cost me later?How much equity the scheme would advance, how Help to Buy cuts it from 30% to 20%, and what buying that share back would cost once the home has changed in value.
• Is switching my mortgage worth it?The monthly saving, what switching costs up front, and the number that actually decides — how many months you have to stay before you are ahead.
• On this salary, when could I buy a house in this county?Salary to take-home, take-home to what a month costs there, what is left to the deposit the county median actually needs — and whether the loan-to-income limit lets you borrow the rest at all.